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Responsible Direct Lender for Personal Loans for Bad Credit

A poor credit score does not seem to be positive when you want to apply for personal loans. At LoanPalace, you have lots of positivity to consider and ensure peace of mind for yourself.


We have a wide range of personal loans for bad credit in the UK. Unlike other lending institutions, we practice solely on the flexible lending norms making borrowing easier for everyone. The interest rates are manageable for every pocket because we finalise the rates once analysing the borrowers’ current income capacity and affordability to repay the loan.


Your past mistakes should not hamper the progress of present times. Similarly, we believe that your history of credit mistakes should not restrict you to borrow money now. Show your income capacity to us, and we are ready to offer you bespoke deals on payday loans. Your income, irrespective of part-time or full-time, can work as the security for the lender, and approval becomes a possibility whether you are unemployed or a tenant.


Are you feeling overburdened with so many pending debts? Do you need a quick solution?


At LoanPalace, bad credit personal loans help you in more than one way. We have further specified them into debt consolidation loans available at reasonable interest rates. You have the opportunity to merge all the debts into a single loan option and feel relaxed with lower interest rates.

A Bunch of Personal Loans for Bad Credit to Benefit You

Of course, you would like to have the appropriate loan option for particular circumstances. If you are jobless, then you like to have an unemployed loan. The same happens when you have financial emergencies. You want any short-term loans.


At LoanPalace, we have everything for everyone. Each loan product has borrower-friendly features and matches your personal ends.


  • No Guarantor Loans

    The absence of a guarantor is no more an obstacle to your loan approval. Apply now for our no guarantor loan and get the approval on the same day.

    No Guarantor Loans
  • Unemployed Loans

    Never worry when you have lost your full-time job. Your part-time or living on benefits, availing unemployed loans is quite a possibility for you.

    Unemployed Loans
  • Guaranteed Loans

    You can be confident enough to tackle any financial emergency. Our guaranteed loans are there to help you with allowing long-term funding for a longer duration.

    Guaranteed Loans
  • Short Term Loans

    Financial emergencies can surprise you anytime. Still, you should not feel worried because we provide short-term loans on flexible lending norms.

    Short Term Loans
  • Text Loans

    Applying and getting the desired personal loans has become easier than before. Send your loan query through a mobile text and get the same day approval.

    Text Loans
  • Holiday Loans

    Do not allow the fund lacking to restrict you from holiday shopping? Go with your plans and enjoy lifetime memories with no financial concern at all.

    Holiday Loans

How Personal Loans for Bad Credit Work?

Welcome to the new-age lending…We give you a platform where applying for any personal loans is easier as you have aspired for. It becomes more valuable, especially when you have less-than-perfect credit scores.

Your loan is only a few steps away, and the funds are just a few hours away.

All the loan deals at LoanPalace are subject to a credit check. It will not leave any search footprint on your credit profile. We do a relaxed credit check and create maximum chances of loan approval despite poor credit history.

loans benefits

I want personal loans for bad credit near me. Does LoanPalace Offer?

Yes, we do.

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REPRESENTATIVE EXAMPLE

Loan amount of £8,000 with a monthly repayment of £243.25 over a loan term of 48 months at a rate of interest per annum (fixed) of 19.6%. This is equivalent to 19.6% APR Representative. Total amount repayable is £11,676.10.