Apply Now








Debt Consolidation Loans – Write off Debts in 45 Minutes

Do you want to clear the mess of multiple debts in less than an hour? Do you want to merge your expensive loans into an affordable one? Loan Palace offers guaranteed debt consolidation loans at the cheapest APR on the most convenient terms.

These funds allow you to take control of the financial situation in a hassle-free manner with no documentation. You just need to apply to us to write off the debt in less than 45 minutes. Therefore, instead of multiple repayments, you would be required to make only a single repayment in a month. In the nutshell, you lead a peaceful financial life with no clutter.

debt consolidation-loans

Guaranteed Approval in 55 Seconds

We don't let you face financial sorrows more than a minute. Our online team of the best lending professionals instantly reviews your online application in less than 55 seconds and offers guaranteed approval with no extra fee. Yes, you heard it correctly! We don't charge a single pound for our incredible and instant debt consolidation solutions.

After giving the approval, our team cross-check your bank account details and disburses the required money in less than 45 minutes. By availing our guaranteed loans, you regain financial stability in no time.

All this happens due to easy and secure online application procedure. Our procedure is straightforward and you do not need any expert’s advice to complete it. It involves steps like:

Your quote quickly reaches to us and we will instantly start working on your loan application. If approved, you may get the desired funds on the same day of application submitted. As far as terms and conditions are concerned, we suggest you to read them and then finalise your decision. We are the dependable lender and thus give you right suggestions so that you can use loan in the right way. One thing is for sure that you don’t need any paperwork to follow that will make your job a lot easier.

No Burden of Guarantors and Collateral

Our first priority is to make you a liability-free person and hence we never put any hurdles in your way. Asking guarantors and collateral was a traditional way of lending. We follow the innovative and customer-friendly lending policies that don't need the loan aspirant to arrange a guarantor or submit the collateral. We happily transfer the funds without thinking twice that in the absence of security the chances of default are higher. We take the risks just to ensure that not a single person in the UK goes to the sleep with financial worries in his mind. Even jobless people can consolidate their debts by availing loans for unemployed with no guarantor and in unsecured manner.

Cheap APRs Let you Save Money

If you have multiple costly debts on your head and want to save money, then nothing can be better than a low APR debt consolidation loan. Give us a single chance to prove our words. We have designed various debt financing options in such a way that you borrow the required funds with no hidden charges including the processing and upfront fee. We always put the British ethics, governed by the Government, on the top of our lending business and hence offer transparent deals to all customers in the UK.

Bad Credit History? Start a New Life!

We understand how tough is to make multiple monthly repayments for the bad credit people. With low earnings and too much expenditure, the debt keeps increasing until they become bankrupt. However, we don't let them face that extreme stage. We give special attention to people who have a flawed rating. Our debt consolidation loans for Bad credit are specially designed for such people and can be availed without undergoing the credit check procedure. By availing these loans, you can restart your financial life and transform your poor credit score into a good one.

Merging the multiple debts into a single one is like bringing a positive energy to your finances. Once you avail our debt consolidation loans with bad credit and no guarantor, you will start realising that change happening in your life. The fear of rejection due to the poor credit score has already removed and more interestingly, you do not have to waste your time in finding out the guarantor.

One more advantage that you can obtain from such flexible lending policies is the improvement in your credit profile. On the one hand, you can easily reduce your debts on the comparatively low interest rates and on the other hand, you can improve your credit score by making the timely repayment of the borrowed amount. Thus, it will be dual benefits for you that Loan Palace has brought in the recent times.

Just continue to read below because we have many things for your instant financial benefits.

Repay in Easy Installments – 6 Months to 10 Years

We know it is not easy to clear the complete debt in a short period of time, therefore we offer a complete range of tenures from 6 months to 10 years so that people of all financial backgrounds can easily repay the debt. We have not kept the upper limit on the loan amount and you can borrow any amount as per your need in an unsecured way. Our installment plans allow you to pay off the availed money without disturbing your monthly personal budget.

Debt Consolidation Loans FAQs

Can I get a debt consolidation loan with poor credit?arrow

In the age of FinTech lending, everything has become possible for the borrowers. No matter if they have a bad credit score, they can easily get debt consolidation loan with poor credit. Loan Palace also guarantees them to acquire loan and improve their credit scores.

Is it a good idea to get a debt consolidation loan? arrow

Always. Paying multiple dues at the same time can put extra burden on your finances. You have to pay separate interest rates for separate dues. On the other hand, by applying for these debt consolidation loans, you can merge all your debts into a single loan and pay the single interest rates with no unnecessary burden.

What are the advantages of debt consolidation loan? arrow

The biggest advantage of debt consolidation loan is that it merges all your payment dues into a single loan. Only a single interest rate to pay and that will also improve your credit score.

How do I get out of debt with no money and bad credit? arrow

The best way to do that is to apply for the debt consolidation loan. This will help you to secure necessary funds and since it comes with no credit check, you can apply for it even with bad credit score.

Is it good to get a loan to pay off debt?arrow

You must have no doubt. It is always good and in fact, it can change your financial circumstances effectively. Once you apply, you can see the difference.

What is the best way to consolidate debt with bad credit? arrow

The best way to consolidate debt when you have bad credit is to take a debt consolidation loan. If you have a low or poor credit score, you may still be eligible for a debt consolidation loan but the rate of interest will be high. Many borrowers choose this option to consolidate their multiple loans into one because it’s hard to pay the interest of multiple loans every month. With the debt consolidation loan, all your loans will be consolidated into one and instead of multiple interest rates every month; you just need to pay a single charge. This will ease your financial burden.

Will I get approved for a debt consolidation loan? arrow

Definitely, you will get approval for your debt consolidation loan application if you fulfill the certain criteria led down by the lenders.Many lenders prefer those borrowers who have a good credit score and enough income to qualify for a debt consolidation loan. But there are direct lenders who provide this loan even if you have an adverse credit record. The only difference between borrowers with good credit score and you will be a higher rate of interest in your case. However, it’s good to have a consolidated loan than multiple loans. You have to pay less monthly charges as compared to multiple charges.

How can I get debt relief with bad credit? arrow

Having bad credit is one of the major hindrances while applying for a loan. Many primary lenders don’t prefer offering loans to someone with a bad credit score. But at Loanpalace, we don’t pay much attention to your credit score and offer loans even for those borrowers who have a poor credit record. With our debt consolidation loan option, you can combine all your existing loans and pay them in one go which will give you relief from multiple interest payment every month.