Guaranteed Loans

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Guaranteed Loans

What Are Guaranteed Loans? A Complete Financial Solution For You!

The financial life does not have the ‘guaranteed’ feature, as it goes through highs and lows. One thing that you still have and it is ‘guaranteed financial help’. Yes, when you struggle to meet the expected and unexpected expenses, guaranteed loans in the UK can be the solution.

Most people often get confused between the terms of guaranteed loans and guaranteed acceptance loans. Both are different from each other and should not be misunderstood by anyone.

Guaranteed acceptance loans are neither the financial product nor the promise. This phrase often runs on the probability and largely depends upon the borrowers’ capacity to make the loan repayments.

Guaranteed loans must be backed up by a ‘third-party’ guarantee or mainly by an eligible guarantor. As the responsible private lender in the UK, LoanPalace gives you multiple options to guarantee your loan amount so that no problem exists while applying.

Guaranteed Loans
  • Guaranteed Loans with Income

    (£1000 - £5000)

    (1 Month – 12 Months)

    Do you require money urgently to your bank account? Apply for guaranteed payday loan from direct lender. We offer these loans on the borrowers’ affordability and a relaxed credit check.

  • Guaranteed Loans with Collateral

    (£5001 - £25000)

    (6 Months – 36 Months)

    Do you not have a guarantor? You do not need to worry because you have an option of guaranteed loans with no guarantor. Secure an asset with having value equal to the loan amount that you are going to borrow.

  • Guaranteed Loans with Guarantor

    (£25001 - £50000)

    (12 Months – 60 Months)

    Guarantee your loan by having an eligible guarantor, who possesses a good credit history and a homeowner. These are unsecured loans where no collateral is needed.

The Benefits of Guaranteed Loans From Direct Lender

Guaranteed loans have many benefits for the borrowers whether they are applying with a guarantor, no guarantor or no collateral. You can get rid of many problems with this loan product.

An Assured Solution for Financial Problems

When you secure your loan against the guarantee, it means you have the financial help for which you have approached us. We transfer the money on the same day as the application submitted to your financial purpose. You can use guaranteed loans for any purpose, but we want assurance of proper loan repayment from your end.

Low or Competitive Interest Rates

No matter whether you apply for guaranteed loans with a guarantor, with collateral or income-based, you can get the approval on low-interest rates. Our each loan deal has a competitive interest rate in the market and suit everyone’s pocket.

Opportunity to borrow a small or large amount

You have guaranteed the loan, and now you can borrow a small or large amount according to your current need. You can quickly pay your urgent utility bills or be in the condition of the total amount payable of all pending debts.

Lending for Any Credit Score

Another significant benefit of guaranteed loans is that they are available irrespective of any credit score. We do not decide the loan approval on your past credit score. Your recent credit performance determines how much your loan application is eligible for the guaranteed loan acceptance.

How Guaranteed Same Day Loans Work?

You can seek guaranteed loan approval through any of the three ways discussed above. Before that, you will have to follow a simple and straightforward loan application process. As you can see below the steps are easy and do not involve documentation.


Apply Online

Fill a single page online form and only requires some necessary details to follow. It takes only 5 minutes.


Submit the Application

Once you complete the form, submit it soon after carefully check the details mentioned. Wait for the quick approval.


Same Day Fund Transfer

You do not need to wait for long hours to get approval. It comes within 60 minutes, followed by the same day fund disbursal within 24 hours.


Make Timely Repayments

LoanPalace offers you flexible repayment plans in which you can decide according to your repayment capacity.

Eligibility Criteria

You should ask yourself a few questions about the eligibility criteria before looking for 100% guaranteed loans from a direct lender. These are:

  • Are you a UK resident? -: We expect you are living in the UK for the last 7 years.

  • Do you have a valid bank account? -: We need your bank account details to transfer the funds.

  • Are you getting a monthly salary? -: We accept both full-time and part-time income to grant you the loan approval.


Time has changed, and your bad credit score is no more an obstacle in getting the loan approval. The UK market already has the possibilities of guaranteed payday loans for bad credit from a direct lender.

As the new-age lender, we offer the same to the people with blemished credit reports and competitive interest rates. There are three primary features of our loan deals:-

Guaranteed Loans UK
  • No Guarantor Is Mandatory: Feel no burden when you are applying for the loans here. We offer you guaranteed loans with no guarantor needed, and the approval is based upon your income capacity. You can save a lot of time in not to find out any person to take your guarantee.
  • Loans on Affordability: It is correct that you have a poor credit score because of past credit mistakes. You wish to get bad credit loans on guaranteed approval with no guarantor from a direct lender. Still, we provide you with loans on affordability that is determined with your repayment capacity.
  • Relaxed Credit Check: Credit check is the mandatory process. Whether you have good credit or poor credit, every payday lender must go through the borrowers' credit file. We also do the same but in a relaxed way to be affordable to the borrowers.


There is no doubt that lenders in the UK are very specific about the borrowers’ credit history. The mainstream lenders take it as the primary criterion while the private lenders are more flexible.

We also follow the flexible lending policy and may offer very bad credit loans on guaranteed approval depending upon several factors like:-

  • Your recent credit performance
  • Current handling of credit cards
  • Your current income capacity
  • Presence of guarantor or collateral

An Important Note: These will be the high-interest rate loans and available only on your repayment capacity. We run a mandatory credit check but softly to relax those expecting guaranteed loans with no credit check.


Like the people with poor credit scores, unemployed individuals also struggle to meet the criteria to get payday loans on guaranteed approval. They often tend to approach the credit broker to get the appropriate loan deals.

Our vast online presence makes it comfortable for them to get rid of financial woes. We make financial arrangements for them based on the following measures:-

  • The part-time income (at least £500 in a month)
  • Presence of the Guarantor (not mandatory but good to have for strong loan application)
  • Rental Income (if available)
  • Pensions

Unlike other direct lenders in the UK, we are ready to offer you guaranteed loans on benefits depending upon the financial needs and repayment capacity.

We have everything to favour you to get the amount from 1000 pounds to 50000 pounds on guaranteed approval. Do not delay the process, apply now and get the approval within a few minutes.

Loan Palace- FAQs


What is the difference between Guaranteed Loans and Guranteed Payday Loans?

Guaranteed loans are available for both the short-term and long-term amount. On the other hand, guaranteed payday loans are available only for the small amount needed during a financial emergency. The interest rates in guaranteed loans are lower as the amount is guaranteed with collateral or guarantor. Guaranteed payday loans are available on higher interest rates.

Can I get Guaranteed Loans with No Credit Check?

No, you cannot get guaranteed loans without a credit check. Every lender has to check the borrowers' credit history before allowing guaranteed loan approval. At LoanPalace, a soft credit check is done that won't impact your chances of loan acceptance.

Are Guaranteed Loans like Secured Loans?

You can consider guaranteed loans like secured loans but only if you want to pledge the collateral. When you are giving the guarantee of a guarantor or your income, you can reckon it as the unsecured loan option.

How quickly can I get money in my bank account?

We transfer the desired amount to your bank account on the same day as the application submitted. We have an experienced team of financial experts who know how to deal with multiple loan applications quickly.

How much is the interest rate on Guaranteed Loans with No Guaranter?

With no guarantor, you will have to pay high-interest rates on the guaranteed loans. However, you can pledge an asset to keep them at a manageable level. We will assign the loan deal only on your affordability.

I want personal loans for bad credit near me. Does LoanPalace Offer?

Yes, we do.

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