Text Loans

Get a Mini Text Loan - Using Only Your Mobile Phone

  • Loans You Get in an Instant
  • 100% Loan Approval
  • Easy Repayment Terms
  • Affordable interest Rates
  • Zero Hidden or Upfront Fees
  • Loans for Everyone: Anytime and Anywhere

Want to get an SMS cash loan? click on get started

Get Money Instantly by a Text Loan? Just Send Us an SMS & Wait…

Your wallet might be empty at a sudden notice!
Or you are probably facing a difficult situation, the only cure of which is money and that too by 5 minutes.

Well, think less and grab that mobile phone from your pockets to send us an SMS. The next thing you will know is another SMS pinging you that your bank account has just received an amount.

Yes, you just need 5 minutes (or less) to bring the money in reality from your head!

So, what exactly is a mobile text loan?

A mobile text loan is a short-term loan that you can take out anytime and anywhere. You can borrow a small amount of money with this loan from 3 months to 12 months. You don’t bother about collateral as it is a personal or unsecured loan. Take out the money and use it for whatever cause is important to you.

How to Repay a Short-Term Text Loan?

Also called text payday loans, these lending options work in the payday loan sense. You can take the money out and repay it within your next payday. If you choose a longer duration, we will help you with the repayment terms and monthly instalments.

We do welcome early repayment. Not only does it help us, but it also contributes to building credit for you.

Why an instant text loan?

  • Loans within 5 to 10 mins with no guarantor

  • Zero paperwork

  • Available ANYTIME & from ANYWHERE

  • Special text loans for bad credit

  • Easy and Affordable Loan Terms

  • Fully Secured Loans only for You

Why Do People Want a Simple Loan by Text These Days?

Did you know that short-term loans are quite popular in the UK?

For the economic crisis of the Russia-Ukraine war and inflation, the UK economy is in a ‘vulnerable’ position.

Since many have LOST THEIR JOBS to inflation, they are turning to short-term loans by text because:

  • A short-term loan is the best to pay bills within a few days’ notice
  • You can buy some time until you get employed again
  • A loan of this kind can fix emergency problems as you get it super fast
  • You can tackle complex financial problems in a snap
  • These borrowing options help achieve more purchase and investment freedom

You see, what’s more, popular is what’s more advantageous.

Text Loans

But, if you are concerned on what a mini text loan from direct lenders will help you with, then the next point might be of help.

How an Easy Text Loan Makes Life Even Easier for You?

An easy text loan works as a rescuer in many situations. Whether or not you are a simple person looking for an emergency amount or an entrepreneur to finalise investment decisions, you need the assistance of a quick loan.

With the fast approval and less paperwork, you can come to a conclusive decision very soon. To know more, you can look at the following table:

  • Solve Emergencies

    Take out a loan in minutes to solve emergencies in an instant.

  • Make Quick Investments

    Don’t make investment decisions. Wait for lengthy paperwork and loan approval time.

  • Pay Bills

    An SMS Cash Loan helps a lot in paying a pending bill.

  • Buy What You Want

    Don’t miss the limited period offer because you have got the text loans from a direct lender in the UK.

  • Fix Your Credit Scoree

    Improve your credit score by taking out a text loan for bad credit.

  • You Don’t Need a Guarantor

    These loans are given without a guarantor, which makes them so quick.

Is There Anything Called a Text Loan for Bad Credit?

Of course, there is! Many debtors or borrowers come to us with a poor credit rating. They get to know that there is a text loan for bad credit, to their surprise.

The features of our bad credit text loans are mentioned below:

  •  You can take out a poor credit loan with a low or a very low credit score if only you have a decent income
  •  A decent income can be any sort of earning such as full-time, part-time, freelance etc.
  •  We would accept your loan even if you get benefits

What we do is that we make a soft credit check. A soft credit check is but the method of examining your credit history. This process is not going to affect your loan at any point.

All this talk of a credit check can make you wonder if you will get a text loan from direct lenders with no credit check in the UK, right?

Is an Instant Text Loan with No Credit Check Possible in 2023?

In an age like this, quick money is a necessity. We won’t let a bad credit score hinder it by our bad credit text loans.

But you already know that!

We also offer text loans with no credit check with all direct lender facilities in the following circumstances:

You Have a Really Good Credit Score -

If your credit card carries a good credit score, we will skip the credit check anyway. We can directly check your requirements and give you a solution.

You Have an Income That’s Reliable -

If you are working part-time pr full-time, but you are showing us the proof of your income, we become sure that you can repay the loan on your next payday. It also ensures you can pay the instalment bills in case of monthly plans.

You Don’t Use a Credit Card -

Are you a student? Are you not a credit card holder? Is your credit card stolen? Well, you need not worry. All you have to do is to find a direct lender like us who can aid you with an instant text loan with no credit check.

You Are a First-Time Borrower -

If you are borrowing for the first time, you don’t need a credit score to get you the loan. We will run a check on your income and send you the loan as soon as possible.

How do you take out a Text Loan 24 x 7 from us Real Quick?

Taking out a mobile text loan is as easy as an ABC because all you need is a simple text message. In all of the cases, a text message approves the loan. Then you get all the formalities happening on their own.

How to get a text loan 24 x 7? Find out below:

Step 1 Send Us a Mobile Text Message Grab your mobile phone and send us a simple text message only to inform us you need a text payday loan.
Step 2 We Respond Back to You Instantly As soon as we receive your SMS, we set to work right away to analyse your loan requirement.
Step 3 We Approve the Loan for You We are quite adept at checking your financial demands very fast and will notify you of the approval in less than 15 minutes.
Step 4 The Loan Is Transferred to Your Account Once analysed and verified documents, we offer you the money in your bank account within 24 hours…GUARANTEED.
Step 5 Receive the Loan and Discuss it with Us After you receive the money, do inform us of the transaction. We can also sit down with you now to discuss the repayment terms comfortably.

Where Do I Need to Be Careful When Applying for a Text Loan in the UK?

You have to consider some areas carefully for applying for a loan of this kind.

Small Text Loans

A text loan can come in a variety of ways. To avoid confusion, we have sorted out the following methods for you

  • Please do make some proper research about the text loans and what they are. They come in different forms and amounts. So, keep them in mind.
  • Always choose an instant text loan with no broker as they can make the process even lengthier.
  • Make sure there are no pitfalls in verifying your income proof and credit score.
  • Check all the details of your documents before submitting them.
  • Are you capable of repaying the loan amount? Find that out and borrow an amount that you can afford.

How Much Can You Get by a Mini Text Loan from Direct Lenders?

As we tell all of our borrowers, there is no definite answer to that. A loan amount in this way depends on your income and your requirements. We are here to discuss this with you, of course.

Still, for the part of formalities, we have put some data on this below:

How Much Can You Borrow? How Long Do You Get to Repay the Loan?
1000 pounds to 3000 pounds From 3 months to 12 months

Don’t you think it is suitable? Well, we have some alternative options of a mini text loan from a direct lender online.

What Are the Alternatives of a Text Loan Do I get with CashFacts?

When you are looking for a text loan from direct lenders only, you can know that any direct lender you search for will always have many alternative options for you. Here are the ones we offer:

  • Bad Credit Loans

    A loan for the borrowers suffering from a poor or a very bad credit score. Take out the loan and make the pending credit card payments along with the loan payment in time. You will see an improvement in your credit score.

  • Short-Term Loans

    A short-term loan can be as easy as a text or payday loan. It is offered in lower amounts for a shorter period. Take it out and make your pending payments quickly.

  • No Guarantor Loans

    A no guarantor loan is as fast as a mobile text loan because it is quickly offered to you. There is no need to wait for guarantor verification, as it might take some extra time.

  • Unemployed Loans

    Are you unemployed? But need a quick loan right now? Check out our unemployed loans, which can help you pay your bills. No worries about the loan repayment as you get competitive prices and flexible plans.

CashFacts- FAQs

FAQs

What Is a Mobile Text Loan?

As its name suggests, a Mobile text loan is a short-term payday loan that you get by simply texting the direct lender. One SMS from your phone starts the lending process, and you get the loan on the same day you texted your lenders.

Can a Borrower Apply for a Text Loan 24/ 7?

Of course! A a text loan 24/ 7 is meant for that purpose. Sending a text message anytime will start the process of lending you the money then and there. You just have to keep your documents ready!

May I Get a text loan for bad credit if my credit score is 400?

Although 400 is considered a relatively poor credit score, CashFacts will never say no to your loan application. We will check your income statement, and once we find that to be stable, the text loan for bad credit is on your way.

Can I get a 100 pound text loan?

You can get a text loan of whatever amount you need. We offer text loans from 1000 pounds to 3000 pounds on a formal note. If you need a 100 pound text loan, you can discuss it with us.

Can I Get a Mini Text Loan on the Same Day I Applied?

Definitely! You are going to get the mini text loan approval in 15 minutes. We will verify your documents and will send you the loan amount within the same business day you have applied for.

I want text loans for bad credit near me. Does CashFacts Offer?

Yes, we do.

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