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Emergency Funding through Your Mobile Phone

Have you ever felt yourself helpless while standing on the road with the punctured tire? Or not have enough money to buy your favourite watch while shopping at the mall? There are many situations like this where you are required to have instant funds. This is exactly where text loans 24/7 allow you to get access to desired funds through an SMS.

At Loanpalace, we understand that you need money in a hurry and you might look for the convenient mode to come out of it. With us, you are no longer restricted to the computers or laptops for availing the loan. A single text can work for you. You just need to drop a message and we will revert back to you in a couple of minutes.

text loans uk

What Makes You A Perfect Candidate for Mini Text Loans?

When loans are needed fast, qualification always matters. Here is the list you should check out before proceeding:

Come and Avail Benefit of Text Payday Loans

The lenders offer the payday loans to counter the emergency situations where the borrowers need money on an instant basis. In such circumstances, you do not want hefty application procedure instead you would like to have an instant and convenient procedure. This is the main reason why Loanpalace has started offering payday loans after receiving applications through a text message. It is like a text loan that has the common features like payday loan in which you just need to send a SMS via your smart phone.

As soon as you send your text message to us regarding the loan, we quickly go through the details and approve your loan request just after a few minutes. In fact, you will receive the money within few hours and it will be directly transferred to your bank account.

The repayments are also not the matter of concern. Like the payday loans, you can repay the borrowed sum on your next salary day that would not put any extra burden on your monthly budget. If not through the regular income, you can make the repayments through your rental property, government benefits or earning through self employment.

Want Text Loans from Direct Lenders with No Credit Checks?

Nothing can put you on hold especially when you have multiple options to explore. Loanpalace brings wide options to generate some extra funds in order to counter your urgent financial issues. By looking at the growing demand of instant loans, we have fulfilled the aspiration of those individuals, who are looking for the text loans from direct lenders with no credit check.

We understand what stress that a financial emergency can put on your mind. Therefore, we have relieved you by not adding the credit check among the mandatory clauses of these loans. It means people with no or bad credit history, are also eligible to seek financial assistance on an immediate basis.

Enjoy the Benefits besides an Opportunity to Bridge Financial Gap

Loanpalace aims to improve financial conditions of the prospective borrowers. We are here to help you with innovative offers on text payday loans. Let’s take a look at the benefits come with the loan:

A PALACE of Well-designed Short Term Loan Deals

For us, financial responsibility is a two way process. We consider ourselves equally responsible as the borrowers in all our dealings with instant payday loan through an SMS. Our text loan service is available to every customer. We proudly represent a PALACE of well-designed deals for your financially contented life. In fact, we work to make our customers realise that it is really a great experience of borrowing here.

People spend hours on mobile phone, why not try your mobile phone to get the guaranteed loan deal. We believe in flexible lending approach and allow the customers to borrow money through a clear, customise and convenient process. Here are some ways through which we do provide support:

  • No Collateral: We do not ask for valuable asset to use as collateral and it is enough to ease your burden.
  • No Credit Verification: Funds are sent to your bank account without verifying your credit rating.
  • No Guarantor: Why waste time in searching out for a responsible guarantor when you already have an offer with no need of co-borrower.
  • No Faxing: No paperwork and faxing to help you get your loan quickly.

Text Loans FAQs

What is a text loan?What is Payday Loan

A text loan is a small loan that the borrower applies by sending a text message to the lender as the loan request. It falls into the category of unsecured loan and it does not require a guarantor. Most of the borrowers apply for the loans when they are in extreme financial urgency. A loan you apply for by sending a text to your direct lender is known as text loans. These are the convenient loans to take out to fund any short-term expenses.

  • You will fill out the application form
  • After initial application process, a PIN will be generated.
  • You will send a text message with a PIN to your lender.
  • You will get funds within a couple of minutes
  • Number of inquiries

Can I apply for text loans 24/7?What is Payday Loan

As you do not need to visit the lender in person, you can apply for text loans anytime when you want. You just need the internet to fill out the application form. Note that when you submit an application after working hours, we will process it next day for approval stage. Once you give your consent and sign the agreement, you will get money in your account. The entire process takes a couple of minutes. Even if you apply for the loan on a public holiday, the amount will be disbursed the next working day after approval.

Do text loans with no fees exist?What is Payday Loan

Yes, text loans with no fees exist, but not all lenders provide such types of loans. Loanpalace does not charge any processing fees, neither upfront fees. The lender requires you to simply fill out the loan application without any charges. If your profile is approved, you will get money the same day. In fact, the lender does not charge any hidden fees. However, not all lenders provide these loans without charging any fee. You should carefully read all terms and conditions mentioned in your contract before giving your consent. A reliable lender does not charge any.

Can I apply for a loan on Sunday?What is Payday Loan

Yes, you can apply for text loans on Sunday, but rest formalities from approval procedure to funds transfer will be performed the next business day. The best part of online lending is you can submit your request anytime from anywhere. This makes half of the job easier. The next day, first the lender will review those applications submitted on Sunday so that you can get money as soon as possible. You will get money within a couple of minutes.

How can I get a fast and easy loan?What is Payday Loan

Apply at Loanpalace. Yes, this is the right answer of this question. You just have to apply for online application that requires no paperwork and no obligations to follow. Apply and get an early assistance.

Can you get a text loan with a credit score of 550?What is Payday Loan

Yes, of course. Your credit score may be poor but the lender does understand your compulsion of financial emergency. Thus, it does not check your credit history rather provide funds on present circumstances.

How can I get a loan over the phone?What is Payday Loan

Gone are the days when you had to stand up in a long queue to get a loan. Now, the lending industry has gone some big revolution and today there is a possibility to get instant funding which can be provided within the same day of the approval. These quick funding are also popular as text loans as the borrower can get the loan simply by sending an SMS to the lender who offers such loans. If approved, the amount is directly transferred to the account within minutes.

Where can I get a text loan with no credit check?What is Payday Loan

You can get a text loan with no credit check with Loan Store. No credit check means the lender will run neither hard inquiries nor soft inquiries. These loans generally aim at those borrowers who have very poor credit rating and want money as soon as possible. Since the lender runs no credit check, it saves your time and you get funds very quickly. A text loan with no credit check can cost you high interest rates, therefore make sure that you have budget for repayment.

What is the cheapest way to borrow money?What is Payday Loan

Just analyse the interest rates offered by the lenders. Do not apply where the rates are too much high. Compare the direct lenders and select the most suitable one that can match to your finances.

What is the highest text loan amount?What is Payday Loan

Text loans are generally short term debt that is applied during the emergency such as sudden car break down, job loss, medical emergency, unexpected bills and others. So, the amount is generally nominal that varies from lender to lender. Now, if you are applying for the loan at Loanpalace, then you can apply from £1000 up to £2500 at max. All you need to do is submit the online form and then if approved, the amount will be disbursed within a few hours.